What should I review before buying in an HOA or 55+ community?

Review the governing documents, financial statements, reserves, fees, pending assessments, rental restrictions, pet policies, parking rules, architectural requirements, and maintenance responsibilities.

In a 55+ community, confirm the current age-qualification and occupancy rules directly through the association. Amenities and services also vary considerably, so determine what is included and what requires an additional membership or fee.

I help buyers compare the practical and financial obligations of each community instead of focusing only on the home itself.